7 ways being single could help you save more money

7 ways being single could help you save mora money7 ways being single could help you save mora moneyWhere my single ladies at? Between the freedom to do whatever you please and the chance to really focus on yourself, being single has a ton of awesome benefits. One that might not come to mind right away? The money you save being single.Yes, paying rent and footing the bill can be costly when youre living the solo life, but youre also eligible to save more money without an SO - heres how.1. Rent could be cheaperFirst, living at home with your parents might totally be an option when youre single. You could end up paying a lot less in rent (if anything), and then stashing away cash for your future Pinterest-perfect place. Even better, you might save money on utilities if youre splitting the bills with the fam or if the rents dont ask you to contribute to heat, electric and water bills. However, if sleeping in your childhood bedroom isnt possible, you have the chance to live with multipl e roommates. The average price of rent in the U.S. hit a new high in 2018, at$1,405 per month, so sharing a house with three other people could cost you less, mean a lot more space and be so much more fun.2. Food for one could be cheaperThere are a ton ofways to save money grocery shopping, and when youre single, you get to buy whatever you want to eat and drink. When youre single, you dont need to worry about keeping food in your apartment for an SO, like those sugary cereals or soda. You can truly pick and choose how often you go grocery shopping, how many times a week you want a PBJ sandwich (not judging) or if you eat mac n cheese out of the box more often than you want to admit. Its your life and diet, so you do you and it might just save you money.Pro TipDownload Ibottaand save even more money at the food store3. You might have more time to hustleBeing single is the best because you can truly choose exactly what you want to do at all times. You dont need to worry about spendin g a few hours on Saturday at an SOs family party. Relationships take time and effort, so while youre single, enjoy the freedom to do literally whatever you please - including hustling. You canstart a side hustleor work a few more hours of overtime with ease if youre really looking to save money, pay down debt and achieve financial freedom.4. You could put more away in your 401(k)When youre single, the only person you might need to worry about is yourself. So when it comes to making, spending and saving money, you can choose how you do it all. That also means you can skip keeping that cash in your checking account just in case you need to buy a present for an SO, and instead put it intoyour retirement account. That money is taken out from your paycheck before taxes and so you end up saving more in the long run. Plus, a 401(k), 403(b) or other retirement account is a place to save for the future, so why not work on that while youre single before you need that money for an earlier mil estone like a house, wedding or kids? Its your money, so make sure you do what you want with it before factoring someone else into the picture. Trust us, theres time for that5. Theres no pressure to spend money on a wedding right nowAccording to research from The Knot, theaverage price of a weddingin the U.S. in 2017 was $33,391.Yikes.Staying single longer (or forever) can help you avoid paying that (or any) amount of money for your big day. And if you do want to get married in the future, you have a lot more time to save Even better, when you attend weddings while youre single (or in a relationship), you can get so many ideas for how to throw yours in an affordable way.6. Your debt is your ownWhen it comes to debt, being single is a perk. If you dont plan on getting married, then you have nothing to worry about. However, marriage can throw a wrench into your debt situation. Any debt that someone incurs before getting married wont be legally brought into the marriage. However, any d ebt that is incurred after getting married and that has both partners names on the account is considered joint debt. So if you open a joint credit card account with your spouse and they decide to go on a shopping spree at Macys every month without paying it off, it could damage your credit. Enjoy being in charge of only your finances while youre single7. You could get help paying for your kids college tuition now or in the futureWhen youre a single parent, whether thats right now or in the future, its important to know that you canget help in sending yourself or your child to college. For instance, FAFSA will be calculated based on your sole income, which could result in more federal aid for you or your child. Additionally, there aregovernment grantsand college scholarships for single parents, which can help offset the price of tuition.At the end of the day, being single means spending less money on someone else and more on yourself.You may not need to buy presents for a whole other family, and can maximize the amount that you stash away for your future. So take the time that youd spend cuddling with an SO tolearn how to budget better, save more money, pay down debt and invest. The One will come along, but for now, be the boss that you are and live up the solo life in any way you want.This article originally appeared on Swirled.

Career Advice Roundup 5 Great Job Search Tips from the Web - FlexJobs

Career Advice Roundup 5 Great Job Search Tips from the Web - FlexJobsCareer Advice Roundup 5 Great Job Search Tips from the Web -3job search advice out there. So today, were rounding up five of the best job search tips weve seen in the past couple out on the interwebs. No matter what stage of your job search, or what types of jobs youre searching for, these tips are sure to help.1) To Find New Jobs Fast Set Up Email Alerts, from CareerRocketeer.com. Job search websites, including, usually offer the opportunity for you to set up an account that offers email alerts. Whenever a job is posted that matches your pre-selected interests, youll receive an email. Email alerts are a fantastic job search tool because they allow you to find open positions the moment they are posted, and not days or weeks later. In this tough job market, the early bird most certainly gets the worm.2) To Make a Good Impression Dont be stupid on social media, from MSNBC Careers. According to a new survey from the U .K., 56 percent of employers check out job candidates on social networks. Whether youre currently employed or seeking a job (or both), make sure your Facebook and Twitter accounts are as private as can be, and be careful about checking that box on LinkedIn that tells people youre interested in connecting with people for career opportunities. Your current employer might not appreciate that.3) To Persevere in Your Job Search Just keep swimming, just keep swimming. This is the advice from Career Hub, an excellent site full of free advice from career experts. Like Dori in the movie, Finding Nemo, this mantra can help job seekers through some pretty difficult situations. How many times have you not heard back from potential employers? Or made it to the final interview round, only to be rejected? There are lots of ups and downs in a job search, so when you find yourself in the downs, remember, just keep swimming.4) To Bridge the eu-agrarpolitik in Your Resume Give the hiring manager somet hing else to focus on. According to WiseBread, many stay-at-home parents who return the workforce are focused too much on their experience gap and too little on fixing it. They recommend doing loads of research ahead of time so that you, Know the challenges of the position and everything else about the it so when you sit down in front of a hiring manager you can talk about the position better than the hiring manager can. Demonstrating why your experience is incredible has mora weight and relevancy than the fact that you were a stay-at-home mom. This way, the hiring manager focuses on your preparedness and in-depth knowledge rather than that gap.5) To Get Your Foot in the Door, Considering Freelancing. According to an article by Jessica Stillman on Gigaom, more companies are turning to freelance and contract professionals because of the flexibility that comes with hiring independent workers. Says Gene Zaino, an expert in independent working, Today most Fortune 500 companies have an a ctual position that manages their non-employee labor and in more and more companies theres much more publicity, much more education, much more awareness. Check out freelance job postings here.

The most common sensitive topics employees discuss at work

The most common sensitive topics employees discuss at workThe most common sensitive topics employees discuss at workNew research from Olivet Nazarene University shows that conflict with coworker(s) is the most common sensitive topic that employees can talk about with a friend at work, at 64%.The school surveyed 3,000 Americans working in full-time positions for the study.Tough things people can talk about with a friend at workHeres how respondents weighed inConflict(s) with coworkers 64%Love life 58%Health issues 53%Financial issues 33%Heres how often employees say they spend time with office friends outside of work over the course of a typical monthA couple times per month 41%Once per month 26%Weekly 20%Less than once per month 18%Respondents also answered questions about the same topicDo you spend time with work friends outside of work? 62% Yes, 38% NoHave your work friends honigwein your non-work friends? 53% Yes, 47% NoHave your work friends met your significant other? 69% Yes, 3 1% NoThe nature of work friendshipsPeople also answered more questions about their friendships, with just 10% saying that theyve quit a position because a friend left, and 90% saying they havent.But while 68% surveyed say they talk to work companions about their salary, 32% claim that they dont.A few industry categories with employees who are the most likely to talk about their money with others are Marketing, Advertising, PR and Restaurant, Food, Beverage. Conversely, afew categories with employees who are least likely to talk about the cash are Media and Nonprofit, Social Services.Additionally, it seems like people have no problem with trying to get their friends to work in the same place they do, with 59% saying that they have recruited one to do so before. Forty-one percent said that they have not.In terms of how much people have stayed in touch with work friends they dont work alongside anymore, 55% said they have stayed in touch a little, 27% said that they barely stay in touc h, and a slim 18% say that they stay closely in touch.

The Top 10 Highest-Paying College Majors

The Top 10 Highest-Paying College MajorsThe Top 10 Highest-Paying College Majors Securing a good first salary is tough - in addition to the intimidation that can come with negotiating for the first time, a lot of times you might feel like youre in the dark with little to no expectations about what you should be earning. After all, college courses often focus on mastering the subject matter at hand, not thinking ahead about possible career options and expected salary ranges. But our gruppe has taken a deep dive into thousands of resumes to match up the majors that people study with their current earnings - and from there, they got a great look at median base pay within the first five years of graduating.Whether youre still trying to figure out what you should study or want to use this information as a bargaining chip for salary negotiations , the data below will help you make a more informed decision. Whether your major made the list or not, were here to help en sure that youre able to maximize your earnings potential - our Know Your Worth personalized salary estimator takes into account things like your job title, location, years of experience, and more to give you a concrete data point to bringto the negotiation table. And our blog has no shortage of how-to articles and interviews with experts to help you navigate and master salary negotiation.So what are you waiting for? Get out there and take the working world by storm

4 Steps To Creating Your Personal Board Of Advisors

4 Steps To Creating Your Personal Board Of Advisors4 Steps To Creating Your Personal Board Of Advisors My path to entrepreneurship started when, while pregnant with my second child, I welches laid off from my job as a producer for MTV. I was upset, sure. But I also felt like I was being given an opportunity to finally find my true dream job one where no one else would dictate what I did, whether my position was secure, or how much I was paid. So, instead of applying for new positions, I turned my attention to building a full-service public relations agency based in Philadelphia. Enter Skai Blue Media .It took five years of feverishly building out my geschftliches miteinander plan, knocking on doors, creating a network, and cultivating my brand (on my own dime no less). Today, Im proud to say Ive created one of the leading PR firms in Philly and were changing the future of public relations.But I didnt get here alone. I owe a large part of my success to my advisory bo ard of friendtors. My friendtors are a group of friends and mentors who have supported me as Ive built my business. They are more than just pals or business acquaintances. They are my professional peers, whose guidance, wisdom, and care is invaluable to me.My personal board of friendtors includes Mary Doughertry, who leads public relations for the fashion designer Nicole Miller shes taught me so much about achieving an appropriate work-life balance within our industry. I lean on Fox 29 producer Berlinda Garnett to always tell it like it is. Finance executive Payne Brown has helped me to determine whether a persons imagination is in line with mine (and whether he or she is capable of executing it). Last but not least, my husband Bram Reynolds whos also Skai Blues chief operations officer is, among other things, an incredible friendtor. He recognizes where I can do better and keeps me honest and moving forward. I wouldnt be the boss and business owner I am today without this group.I encourage everyone I meet to establish his or her own friendtor board. Heres howTaking the leap to change careers, ask for that raise, or become an entrepreneur can require a lot of planning. You may have graduated from a great school with a dual-degree, but youre still only one person with a lens thats limited to what you know. That means you have implicit biases, strengths, and weaknesses. Consider these when selecting your friendtors. Instead of picking a handful of cheerleaders who have the saatkorn background and work experience as you, recruit people who are at various stages of different careers. Im careful to tap friendtors at varying life stages, since these people can offer diverse perspectives on everything from balancing your personal and professional lives to managing people effectively and creating company culture. You want to have people who arent afraid to tell you no, and who dont see themselves as being in direct competition with you.We so often think that in orde r for someone to help and mentor us, they need to be a big-shot vice president or have 20-plus years of professional experience. Thats simply not true. Dont discount the people around you who have a host of wisdom, guidance, and skills to offer. My husband, for example, never gets caught in the gray areas of decision-making like I do. Hes the first person to tell me, Youre doing great, but you handled that inappropriately and youre not putting your foot down. His strengths complement my weaknesses.My friendtors have helped me with everything from being an impactful manager to making difficult business decisions. And, like in any successful relationship, its important to reciprocate. Sometimes this simply means being open to receiving peoples advice and guidance (moving past defensiveness, which is often our first instinct). Its also about offering support in any way you can. Find out what they think could make them more successful in their career and then work with your friendtors i n a way that makes sense for them and their goals. Also make a point to meet people where they are literally. If you know someone hates lunch meetings but loves the outdoors, for example, maybe you suggest going on a hike to discuss a topic of interest. Dont forget to show your friendtors your appreciation, both when they help you and also just generally. Whether its with a thank-you note or a quick email update keeping them abreast of the successes to which they directly contributed, theres no downside to being gracious.Even the fruchtwein successful professionals struggle (and fail). Much like a good friend, a good friendtor should support you no matter the circumstances. So its all the more important to surround yourself with people who will help you develop into the professional you want to be people who believe in your purpose and plan. These same people should let you cry on their shoulders during the low points. My friendtors helped me through a particularly rough period, w hen I was blindsided by an ex-partner who stole money from our account and disappeared without a trace. You dont have to hide your challenges (or triumphs) from your friendtors. Stay honest with them and know that theyll be there to help you plan your next steps.This article originally appeared on The Well , Jopwells digital magazine. The Well is the digital magazine of Jopwell, the career advancement platform for Black, Latino/Hispanic, and Native American professionals and students. Subscribe to receive weekly stories and advice in your inbox.

Secret Info on Skills Section of Resume Examples Only the Experts Know About

Secret Info on Skills Section of Resume Examples Only the Experts Know About What Skills Section of Resume Examples Is - and What it Is Not Enaya you are include the key sections within your resume. The point is to ensure that you filter your search appropriately, such as to the local place. Its true, you still need to incorporate the standard elements of a resume, but that needs to be secondary. Templates are difficult to read, and the design elements frequently dont appear correctly on a monitor aside from that your own. Also it is necessary that you produce the resume dovetail to the essentials of the specific job which youre applying for so that theres no extraneous information there. Your professional resume is significant in lots of means. Personal information ought to be left off. Then you will move on to other resume examples that tell you just how to present your educational info and any special skills youve got. All you need to do is to show to the prospective employer you have the skills he is searching for in an administrative assistant. You simply need to do the work needed to locate the fruchtwein suitable job for you. Therefore, if you prefer a job which will assist you in making ends meet, you ought to be able to find one easily. Well, it is if youre interested in locating a fantastic job. Skills Section of Resume Examples - Dead or Alive? Theres just one way to quit sabotaging your job search campaign. With the economy the way its, we all understand that even applying for jobs isnt quick. New jobs can help ex felons to develop into a region of the society. Dont loose heart simply because the job that you really wanted is taken and you need to start for an assistant function. Choosing Good Skills Section of Resume Examples When there is one leading rule to bear in mind as you write your resume, its that all the content ought to be written to be employer-centered. Putting together an excellent copy of a resume is something that most individuals arent confident about. Developing a great resume is the very best way you are able to make that first impression. Resume writing doesnt have to be hard. If you dont have teaching experience, then emphasize any training which you may have done. Just concentrate on the experience gained at the occupations youve had. Its possible for you to transfer current skills to an updated resume that relate to the new career. Other skills which have been learnt can be mentioned. The End of Skills Section of Resume Examples Resume are simple to craft and can be readily copied and adapted to your specific circumstance. You cant when an excellent chance for a new job will come along, and that means you dont wish to locate your self in a panic attempting to find all the new info to be added to an old resume. If you are feeling really strongly that particular data could be relevant to at least SOME recipients, you could always make an addendum which you choose to us e selectively. The Contact Information section will always appear on top of your page no matter which format you select. It is preferable to begin with a blank document and appear at other resume examples for inspiration. A reference page is a vital characteristic of writing for your resume. Skills Section of Resume Examples the Ultimate Convenience Write the letter the way that youll write a normal cover letter. If youre applying for the position of legal secretary for a business, then you need to be in a position to generate a good resume for it. For that reason, its important to compose the objective in the ideal manner possible. To be a prosperous teacher a person ought to have a strong educational background. You need your resume to appear as professional as possible and samples can assist you along. Resumes are made to highlight the ideal side of an individual. There are lots of examples of resumes, but you need to remain certain to create your resume and cover le tter with your very own personal touch. Heres What I Know About Skills Section of Resume Examples Each company searching for an advertising manager may have different qualifications though some intend to look for more specific qualifications. You should try and give only snapshots of your skills, therefore the hiring officer could choose whether you would fit with the organization or not. No 2 resumes ought to be alike. Folks often speak about good resumes and resume-writing abilities, but you might be intrigued as to whats a good resume all about and what can one possibly consider to make an impressive resume. Facts, Fiction and Skills Section of Resume Examples Hiring managers should be in a position to scan your document quickly to see whether you are qualified before moving on. Career Objective Career objective is extremely important to your resume. Other Tips for Writing Job-Specific Railroad Resumes Something to bear in mind when writing a particular railroad jobs re sume is that its critical that you find out more about the position youre applying for. Developing Military Officer to Civilian Transition Strategies If you intend to use the abilities and experience you gained in your military job to acquire a suitable civilian position, you will need to understand a few important strategies. New Step by Step Roadmap for Skills Section of Resume Examples Make sure you include all appropriate information which is pertinent to the job posting. Then enter a great deal of empty space at the peak of the new resume. Now you have a fairly great collection of skills going for your intended position, think about expanding beyond that. TheLadders research proves that a recruiters eyes are drawn to the headers and down the middle of the webpage, states Augustine.

Navy leadership program for women

Navy leadership program for women Navy leadership program for womenPosted October 13, 2011, by Josie Chun In an effort to improve opportunities for women in leadership roles in the Royal Australian Navy, the Australian Government is expanding its Navy Womens Leadership Program in 2010. The inaugural program welches first conducted in 2009 with 28 women and was the first of its kind for the Australian Defence Force (ADF). The program provided the opportunity for female leaders, from the rank of Leading Seaman to Commander and APS equivalents, to participate in five Australian Women and Leadership Forum events, says Greg Combet, Minister for Defence Personnel, Materiel and Science. The programs are being run as part of the New Generation Navy initiative, which seeks to improve the Navys culture, leadership and structure. The Navy Womens Leadership Program aligns itself with the objectives outlined in the Chief of Defence Force (CDF) Action Plan for the Recruitment and Retention of Wome n in the ADF. The new mentoring program is highly regarded and has been implemented in many corporate and public sector organisations around Australia, as part of gender diversity strategies to help women achieve their career potential and counter the gender imbalance in the workforce, says Combet. belastung years program was such a resounding success that this years program has been expanded to include a womens mentoring program for an additional 50 Navy women. The female officers, sailors and public servants who completed the program provided extremely positive feedback and have indicated strong enthusiasm and motivation to implement their new skills in the workplace, says Combet. This is a fantastic initiative that empowers women in the Navy to realise their leadership potential and help advance their careers. The plan outlines the commitment of the CDF and Service Chiefs to increase the number of women recruited and retained by the ADF, says Combet.Government ResourcesGovernm ent communications officer sample resumeGovernment communications officer sample cover letterCareer Insider StoriesNatasha Stott Despoja - Senator, South AustraliaInterested in becoming a?Management ConsultantHealth Information ManagerEnvironmental Health OfficerUrban PlannerRegional PlannerPopular Career Searcheshow to become an immigration officer in australiahow to become a Customs Officergovernment funded courses adelaidecertificate iv ranger in local governmentgovernment accredited courses in hypnotherapyGovernment CoursesBachelor of Cyber SecurityEnquire angeschlossen Enquire OnlineMaster of Cyber SecurityEnquire Online Enquire OnlineGraduate Certificate of Development and Humanitarian ActionEnquire Online Enquire OnlineDiploma of GovernmentEnquire Online Enquire OnlineJosie ChunRelated ArticlesBrowse moreGovernment jobsThe public sector a world of opportunityPeople have this idea that working in the public sector is all about boring jobs but it isnt. Ive had an extraordinary career doing terrific things that I believe in.Government jobsLeadershipHow to become prime minister the path to the topThe road to the Lodge has sometimes been a rocky one, as recent events have demonstrated. The path can be arduous and is not for the faint-hearted.CAREER ADVICEWhat to do when you get fired lessons from our political leadersPoliticians have notoriously low job security, so if anyone knows how to get fired and move on, it should be them, right? For better or worse, Marni takes a look at what we can learn from our esteemed leaders of the past.